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Contractors’ All Risks Policy
Whereas the Insured
named in the Schedule hereto has made to the
(hereinafter called
the “Insurers”) a written proposal by completing a questionnaire which together
with any other statements made in writing by the Insured for the purpose of
this Policy is deemed to be incorporated herein,
Now this Policy of
insurance witnesses that subject to the Insured having paid to the Insurers the
premium mentioned in the Schedule and subject to the terms, exclusions,
provisions and conditions contained herein or endorsed hereon the Insurers will
indemnify the Insured in the manner and to the extent hereinafter provided.
General
Exclusions
The Insurers will
not indemnify the Insured in respect of loss, damage or liability directly or
indirectly caused by or arising out of or aggravated by
a) war, invasion,
act of foreign enemy, hostilities (whether war be declared or not), civil war,
rebellion, revolution, insurrection, mutiny, riot, strike, lockout, civil
commotion, military or usurped power, a group of malicious persons or persons
acting on behalf of or in connection with any political organization,
conspiracy, confiscation, commandeering, requisition or destruction or damage
by order of any government de jure or de facto or by any public authority;
b) nuclear reaction,
nuclear radiation or radioactive contamination;
c) willful act or willful
negligence of the Insured or of his representatives;
d) cessation of work
whether total or partial.
In any action, suit
or other proceeding where the Insurers allege that by reason of the provisions
of Exclusion a) above any loss, destruction, damage or liability is not covered
by this insurance the burden of proving that such loss, destruction, damage or
liability is covered shall be upon the Insured.
Period
of Cover
The liability of the
Insurers shall commence, notwithstanding any date to the contrary specified in
the Schedule, directly upon commencement of work or after the unloading of the
items entered in the Schedule at the site. The Insurers’ liability expires for
parts of the insured contract works taken over or put into service.
At the latest the insurance shall expire on the date specified in the Schedule. Any extensions of the period of insurance are subject to the prior written consent of the Insurers.
General
conditions
1. The due
observance and fulfillment of the terms of this Policy in so far as they relate
to anything to be done or complied with by the Insured and the truth of the
statements and answers in the questionnaire and proposal made by the Insured
shall be a condition precedent to any liability of the Insurers.
2. The Schedule and
the Section(s) shall be deemed to be incorporated in and form part of this
Policy and the expression “this Policy” wherever used in this contract shall be
read as including the Schedule and the Section(s). Any word or expression to
which a specific meaning has been attached in any part of this Policy or of the
Schedule or of the Section(s) shall bear such meaning wherever it may appear.
3. The Insured shall
at his own expense take all reasonable precautions and comply with all
reasonable recommendations of the Insurers to prevent loss, damage or liability
and comply with statutory requirements and manufacturers’ recommendations.
4. a)
Representatives of the Insurers shall at any reasonable time have the right to
inspect and examine the risk and the Insured shall provide the representatives
of the Insurers with all details and information necessary for the assessment
of the risk.
b) The Insured shall
immediately notify the Insurers by telegram and in writing of any material
change in the risk and cause at his own expense such additional precautions to
be taken as circumstances may require, and the scope of cover and/or premium
shall, if necessary, be adjusted accordingly.
No material
alteration shall be made or admitted by the Insured whereby the risk is
increased, unless the continuance of the insurance is confirmed in writing by
the Insurers.
5. In the event of
any occurrence which might give rise to a claim under this Policy, the Insured
shall
a) immediately
notify the Insurers by telephone or telegram as well as in writing, giving an
indication as to the nature and extent of loss or damage;
范围
保险案例
Contractors’ All Risks Policy
Whereas the Insured
named in the Schedule hereto has made to the
(hereinafter called
the “Insurers”) a written proposal by completing a questionnaire which together
with any other statements made in writing by the Insured for the purpose of
this Policy is deemed to be incorporated herein,
Now this Policy of
insurance witnesses that subject to the Insured having paid to the Insurers the
premium mentioned in the Schedule and subject to the terms, exclusions,
provisions and conditions contained herein or endorsed hereon the Insurers will
indemnify the Insured in the manner and to the extent hereinafter provided.
General
Exclusions
The Insurers will
not indemnify the Insured in respect of loss, damage or liability directly or
indirectly caused by or arising out of or aggravated by
a) war, invasion,
act of foreign enemy, hostilities (whether war be declared or not), civil war,
rebellion, revolution, insurrection, mutiny, riot, strike, lockout, civil
commotion, military or usurped power, a group of malicious persons or persons
acting on behalf of or in connection with any political organization,
conspiracy, confiscation, commandeering, requisition or destruction or damage
by order of any government de jure or de facto or by any public authority;
b) nuclear reaction,
nuclear radiation or radioactive contamination;
c) willful act or willful
negligence of the Insured or of his representatives;
d) cessation of work
whether total or partial.
In any action, suit
or other proceeding where the Insurers allege that by reason of the provisions
of Exclusion a) above any loss, destruction, damage or liability is not covered
by this insurance the burden of proving that such loss, destruction, damage or
liability is covered shall be upon the Insured.
Period
of Cover
The liability of the
Insurers shall commence, notwithstanding any date to the contrary specified in
the Schedule, directly upon commencement of work or after the unloading of the
items entered in the Schedule at the site. The Insurers’ liability expires for
parts of the insured contract works taken over or put into service.
At the latest the insurance shall expire on the date specified in the Schedule. Any extensions of the period of insurance are subject to the prior written consent of the Insurers.
General
conditions
1. The due
observance and fulfillment of the terms of this Policy in so far as they relate
to anything to be done or complied with by the Insured and the truth of the
statements and answers in the questionnaire and proposal made by the Insured
shall be a condition precedent to any liability of the Insurers.
2. The Schedule and
the Section(s) shall be deemed to be incorporated in and form part of this
Policy and the expression “this Policy” wherever used in this contract shall be
read as including the Schedule and the Section(s). Any word or expression to
which a specific meaning has been attached in any part of this Policy or of the
Schedule or of the Section(s) shall bear such meaning wherever it may appear.
3. The Insured shall
at his own expense take all reasonable precautions and comply with all
reasonable recommendations of the Insurers to prevent loss, damage or liability
and comply with statutory requirements and manufacturers’ recommendations.
4. a)
Representatives of the Insurers shall at any reasonable time have the right to
inspect and examine the risk and the Insured shall provide the representatives
of the Insurers with all details and information necessary for the assessment
of the risk.
b) The Insured shall
immediately notify the Insurers by telegram and in writing of any material
change in the risk and cause at his own expense such additional precautions to
be taken as circumstances may require, and the scope of cover and/or premium
shall, if necessary, be adjusted accordingly.
No material
alteration shall be made or admitted by the Insured whereby the risk is
increased, unless the continuance of the insurance is confirmed in writing by
the Insurers.
5. In the event of
any occurrence which might give rise to a claim under this Policy, the Insured
shall
a) immediately
notify the Insurers by telephone or telegram as well as in writing, giving an
indication as to the nature and extent of loss or damage;
费率表
Contractors’ All Risks Policy
Whereas the Insured
named in the Schedule hereto has made to the
(hereinafter called
the “Insurers”) a written proposal by completing a questionnaire which together
with any other statements made in writing by the Insured for the purpose of
this Policy is deemed to be incorporated herein,
Now this Policy of
insurance witnesses that subject to the Insured having paid to the Insurers the
premium mentioned in the Schedule and subject to the terms, exclusions,
provisions and conditions contained herein or endorsed hereon the Insurers will
indemnify the Insured in the manner and to the extent hereinafter provided.
General
Exclusions
The Insurers will
not indemnify the Insured in respect of loss, damage or liability directly or
indirectly caused by or arising out of or aggravated by
a) war, invasion,
act of foreign enemy, hostilities (whether war be declared or not), civil war,
rebellion, revolution, insurrection, mutiny, riot, strike, lockout, civil
commotion, military or usurped power, a group of malicious persons or persons
acting on behalf of or in connection with any political organization,
conspiracy, confiscation, commandeering, requisition or destruction or damage
by order of any government de jure or de facto or by any public authority;
b) nuclear reaction,
nuclear radiation or radioactive contamination;
c) willful act or willful
negligence of the Insured or of his representatives;
d) cessation of work
whether total or partial.
In any action, suit
or other proceeding where the Insurers allege that by reason of the provisions
of Exclusion a) above any loss, destruction, damage or liability is not covered
by this insurance the burden of proving that such loss, destruction, damage or
liability is covered shall be upon the Insured.
Period
of Cover
The liability of the
Insurers shall commence, notwithstanding any date to the contrary specified in
the Schedule, directly upon commencement of work or after the unloading of the
items entered in the Schedule at the site. The Insurers’ liability expires for
parts of the insured contract works taken over or put into service.
At the latest the insurance shall expire on the date specified in the Schedule. Any extensions of the period of insurance are subject to the prior written consent of the Insurers.
General
conditions
1. The due
observance and fulfillment of the terms of this Policy in so far as they relate
to anything to be done or complied with by the Insured and the truth of the
statements and answers in the questionnaire and proposal made by the Insured
shall be a condition precedent to any liability of the Insurers.
2. The Schedule and
the Section(s) shall be deemed to be incorporated in and form part of this
Policy and the expression “this Policy” wherever used in this contract shall be
read as including the Schedule and the Section(s). Any word or expression to
which a specific meaning has been attached in any part of this Policy or of the
Schedule or of the Section(s) shall bear such meaning wherever it may appear.
3. The Insured shall
at his own expense take all reasonable precautions and comply with all
reasonable recommendations of the Insurers to prevent loss, damage or liability
and comply with statutory requirements and manufacturers’ recommendations.
4. a)
Representatives of the Insurers shall at any reasonable time have the right to
inspect and examine the risk and the Insured shall provide the representatives
of the Insurers with all details and information necessary for the assessment
of the risk.
b) The Insured shall
immediately notify the Insurers by telegram and in writing of any material
change in the risk and cause at his own expense such additional precautions to
be taken as circumstances may require, and the scope of cover and/or premium
shall, if necessary, be adjusted accordingly.
No material
alteration shall be made or admitted by the Insured whereby the risk is
increased, unless the continuance of the insurance is confirmed in writing by
the Insurers.
5. In the event of
any occurrence which might give rise to a claim under this Policy, the Insured
shall
a) immediately
notify the Insurers by telephone or telegram as well as in writing, giving an
indication as to the nature and extent of loss or damage;
责任免除
Contractors’ All Risks Policy
Whereas the Insured
named in the Schedule hereto has made to the
(hereinafter called
the “Insurers”) a written proposal by completing a questionnaire which together
with any other statements made in writing by the Insured for the purpose of
this Policy is deemed to be incorporated herein,
Now this Policy of
insurance witnesses that subject to the Insured having paid to the Insurers the
premium mentioned in the Schedule and subject to the terms, exclusions,
provisions and conditions contained herein or endorsed hereon the Insurers will
indemnify the Insured in the manner and to the extent hereinafter provided.
General
Exclusions
The Insurers will
not indemnify the Insured in respect of loss, damage or liability directly or
indirectly caused by or arising out of or aggravated by
a) war, invasion,
act of foreign enemy, hostilities (whether war be declared or not), civil war,
rebellion, revolution, insurrection, mutiny, riot, strike, lockout, civil
commotion, military or usurped power, a group of malicious persons or persons
acting on behalf of or in connection with any political organization,
conspiracy, confiscation, commandeering, requisition or destruction or damage
by order of any government de jure or de facto or by any public authority;
b) nuclear reaction,
nuclear radiation or radioactive contamination;
c) willful act or willful
negligence of the Insured or of his representatives;
d) cessation of work
whether total or partial.
In any action, suit
or other proceeding where the Insurers allege that by reason of the provisions
of Exclusion a) above any loss, destruction, damage or liability is not covered
by this insurance the burden of proving that such loss, destruction, damage or
liability is covered shall be upon the Insured.
Period
of Cover
The liability of the
Insurers shall commence, notwithstanding any date to the contrary specified in
the Schedule, directly upon commencement of work or after the unloading of the
items entered in the Schedule at the site. The Insurers’ liability expires for
parts of the insured contract works taken over or put into service.
At the latest the insurance shall expire on the date specified in the Schedule. Any extensions of the period of insurance are subject to the prior written consent of the Insurers.
General
conditions
1. The due
observance and fulfillment of the terms of this Policy in so far as they relate
to anything to be done or complied with by the Insured and the truth of the
statements and answers in the questionnaire and proposal made by the Insured
shall be a condition precedent to any liability of the Insurers.
2. The Schedule and
the Section(s) shall be deemed to be incorporated in and form part of this
Policy and the expression “this Policy” wherever used in this contract shall be
read as including the Schedule and the Section(s). Any word or expression to
which a specific meaning has been attached in any part of this Policy or of the
Schedule or of the Section(s) shall bear such meaning wherever it may appear.
3. The Insured shall
at his own expense take all reasonable precautions and comply with all
reasonable recommendations of the Insurers to prevent loss, damage or liability
and comply with statutory requirements and manufacturers’ recommendations.
4. a)
Representatives of the Insurers shall at any reasonable time have the right to
inspect and examine the risk and the Insured shall provide the representatives
of the Insurers with all details and information necessary for the assessment
of the risk.
b) The Insured shall
immediately notify the Insurers by telegram and in writing of any material
change in the risk and cause at his own expense such additional precautions to
be taken as circumstances may require, and the scope of cover and/or premium
shall, if necessary, be adjusted accordingly.
No material
alteration shall be made or admitted by the Insured whereby the risk is
increased, unless the continuance of the insurance is confirmed in writing by
the Insurers.
5. In the event of
any occurrence which might give rise to a claim under this Policy, the Insured
shall
a) immediately
notify the Insurers by telephone or telegram as well as in writing, giving an
indication as to the nature and extent of loss or damage;
投保须知
Contractors’ All Risks Policy
Whereas the Insured
named in the Schedule hereto has made to the
(hereinafter called
the “Insurers”) a written proposal by completing a questionnaire which together
with any other statements made in writing by the Insured for the purpose of
this Policy is deemed to be incorporated herein,
Now this Policy of
insurance witnesses that subject to the Insured having paid to the Insurers the
premium mentioned in the Schedule and subject to the terms, exclusions,
provisions and conditions contained herein or endorsed hereon the Insurers will
indemnify the Insured in the manner and to the extent hereinafter provided.
General
Exclusions
The Insurers will
not indemnify the Insured in respect of loss, damage or liability directly or
indirectly caused by or arising out of or aggravated by
a) war, invasion,
act of foreign enemy, hostilities (whether war be declared or not), civil war,
rebellion, revolution, insurrection, mutiny, riot, strike, lockout, civil
commotion, military or usurped power, a group of malicious persons or persons
acting on behalf of or in connection with any political organization,
conspiracy, confiscation, commandeering, requisition or destruction or damage
by order of any government de jure or de facto or by any public authority;
b) nuclear reaction,
nuclear radiation or radioactive contamination;
c) willful act or willful
negligence of the Insured or of his representatives;
d) cessation of work
whether total or partial.
In any action, suit
or other proceeding where the Insurers allege that by reason of the provisions
of Exclusion a) above any loss, destruction, damage or liability is not covered
by this insurance the burden of proving that such loss, destruction, damage or
liability is covered shall be upon the Insured.
Period
of Cover
The liability of the
Insurers shall commence, notwithstanding any date to the contrary specified in
the Schedule, directly upon commencement of work or after the unloading of the
items entered in the Schedule at the site. The Insurers’ liability expires for
parts of the insured contract works taken over or put into service.
At the latest the insurance shall expire on the date specified in the Schedule. Any extensions of the period of insurance are subject to the prior written consent of the Insurers.
General
conditions
1. The due
observance and fulfillment of the terms of this Policy in so far as they relate
to anything to be done or complied with by the Insured and the truth of the
statements and answers in the questionnaire and proposal made by the Insured
shall be a condition precedent to any liability of the Insurers.
2. The Schedule and
the Section(s) shall be deemed to be incorporated in and form part of this
Policy and the expression “this Policy” wherever used in this contract shall be
read as including the Schedule and the Section(s). Any word or expression to
which a specific meaning has been attached in any part of this Policy or of the
Schedule or of the Section(s) shall bear such meaning wherever it may appear.
3. The Insured shall
at his own expense take all reasonable precautions and comply with all
reasonable recommendations of the Insurers to prevent loss, damage or liability
and comply with statutory requirements and manufacturers’ recommendations.
4. a)
Representatives of the Insurers shall at any reasonable time have the right to
inspect and examine the risk and the Insured shall provide the representatives
of the Insurers with all details and information necessary for the assessment
of the risk.
b) The Insured shall
immediately notify the Insurers by telegram and in writing of any material
change in the risk and cause at his own expense such additional precautions to
be taken as circumstances may require, and the scope of cover and/or premium
shall, if necessary, be adjusted accordingly.
No material
alteration shall be made or admitted by the Insured whereby the risk is
increased, unless the continuance of the insurance is confirmed in writing by
the Insurers.
5. In the event of
any occurrence which might give rise to a claim under this Policy, the Insured
shall
a) immediately
notify the Insurers by telephone or telegram as well as in writing, giving an
indication as to the nature and extent of loss or damage;
