已有 0 人推荐
产品描述
Extend to cover Business Interruption following Machinery Breakdown
The Company agrees (subject to the Conditions expressed in, endorsed upon or attached to this Policy and which shall so far as the nature of them respectively will permit be deemed to be conditions precedent to the right of the Insured to recover hereunder) that if after payment of the premium any building or other property or any part of thereof used by the Insured at the Premises for the purpose of the Business be accidentally lost destroyed or damaged (destruction or damage so caused being hereinafter termed Damage) at any time before the expiry of Insurance or of any subsequent period in respect of which the Insured shall have paid and the Company shall have accepted the premium required for the renewal of this Policy and the business carried on by the Insured at the premises be in consequence thereof interrupted or interfered with:
The Company will pay to the Insured in respect of each item in the Schedule hereto the amount of loss resulting from such interruption or interference in accordance with the provisions therein contained.
Provided that
(1) at the time of the happening of the Damage there shall be in force an insurance covering the interest of the Insured in the property at the premises against such Damage that
(i) payment shall have been made or liability admitted therefor or
(ii) payment would have been made or liability would have been admitted therefor but for the operation of a proviso in such insurance excluding liability for losses below a specified amount
(2) the liability of the Company in any one period of insurance shall in no case exceed:
(i) in respect of each item the sum expressed in the schedule to be insured thereon or in the whole the total sum insured hereby,
(ii) any limit of liability shown in the Schedule
EXCLUSIONS
This Policy does not cover loss resulting from:
1. Damage caused by:
(a) (i) faulty or defective design materials or workmanship inherent vice latent defect gradual deterioration deformation or distortion or wear and tear
(ii) interruption of the water supply gas electricity or fuel systems or failure of the effluent disposal systems to and from the Premises
unless Damage by a cause not excluded in the policy ensues and then the Company shall be liable only for such ensuing Damage
(b) (i) collapse or cracking of buildings
(ii) corrosion rust extremes or changes in temperature dampness dryness wet or dry rot fungus shrinkage evaporation loss of weight pollution contamination change in color flavor texture or finish action of light vermin insects marring or scratching unless such loss is caused directly by Damage to the property insured or to premises containing such property by a cause not exclude in the policy
(c) (i) acts of fraud or dishonesty
(ii) disappearance unexplained or inventory shortage misfiling or misplacing of information shortage in supply or delivery of materials or shortage due to clerical or accounting error
(iii) cracking fracturing collapse or overheating of boilers economizers vessels tubes or pipes nipple leakage or the failure of welds of boilers
中国太平洋财产保险股份有限公司 企业财产保险新增通用附加险条款 企业财产保险通用附加险条款适用于各类企业财产保险，包括规范类附加条款115个。 附加险条款目录 规范类 1、Care, Custody And Control Coverage 2、污闪及雾闪条款 3、足额保险特别约定条款 4、便携式设备扩展条款 5、轨道毁坏条款 6、露天堆放扩展条款 7、传输设备非正常损坏条款 8、非故意延误报案可赔偿条款 9、租户改善条款 10、清理排水沟费用条款 11、特约承保财产条款 12、税收及关税条款 13、附加罩棚、露堆财产保险条款 14、免检条款 15、雇员个人物品扩展条款 16、车辆装载物条款 17、备品备件及库存材料条款 18、扩展承保意外停机后，约定赔付电网损失之补偿条款 19、扩展承保与建筑安装工程交叉责任条款 20、廊道及水下隐蔽财产扩展条款 21、装修、改造条款 22、附加起重机、运输机扩展条款 23、弃权与禁止反言条款 24、检修扩展条款 25、增值税扩展条款 26、场外维修及改造条款 27、水暖管蒸汽管爆裂保险条款 28、锅炉爆炸及倒塌扩展条款 29、建筑物外部附属设施扩展条款 范围
保险案例
费率表